Magic Icon

Link your bank, Pay with Magic, Earn Rewards.

Earn upto 20% store credit at your favorite stores when you pay by bank with Magic.

Magic Cards
How it Works

experience the magic

Choose Magic at Checkout
Step 1
Step 1

Choose Magic at Checkout

Get $10 off your first order when you pay with Magic at participating merchants.

Magic uses Plaid to link to your bank
Step 2
Step 2

Link your Bank

We use Plaid, just like Venmo or Cashapp. It’s free, seamless, and secure.

Step 3
Earn 5% Rewards
Step 3

Start earning rewards

Get upto 20% store credit every time you spend at your favorite merchants.

Step 4
Step 4

Use your credit or share the magic!

Your credit is automatically loaded and free to use next time you pay with Magic. Redeem it at your favorite store or gift it to a friend.

No fees

You deserve the credit, not the middlemen

No Fees

The cost of a swipe

When you swipe your card at your local coffee shop every morning, middlemen like the card companies and banks take 2-3% of the transaction (and every other card payment). That’s the real cost of “free.”

Magic removes all the middlemen and passes on the savings to consumers. We’re building a more equitable future of payments where we’re on the same team as the merchants and you.

Features

magically avoid debt and fees

Security is our priority

Secure linking, just like Venmo and Cash App. Fully Encrypted. Fraud protection, guaranteed.

Check out with one click

Say goodbye to lengthy checkout forms with our one-click option.

Stay out of debt

Secure your financial future by staying out of debt. You can count on never having to pay any fees.

Incredible rewards

Enjoy the perks of our free rewards program. Earn 5-20% every time.

For Merchants

Interested in building a more equitable future of payments with us?

Let’s chat
Frequently Asked Questions

Revealing the Magic

What is Magic?

FAQ Arrow

Magic is a checkout platform that helps you save money while shopping at your favorite brands. We cut out credit card fees and give that savings back to you as store credit.

How do I use Magic?

FAQ Arrow

It's simple! Just select Magic at checkout. All you need is your phone number to create an account, and we'll securely connect your bank account using Plaid. You can start shopping and earning rewards in just 3 clicks.

How do I earn and redeem my rewards?

FAQ Arrow

Your credits appear in your account instantly after each purchase. Next time you shop, just select Magic at checkout and we'll automatically apply your available credits.

How do I sign up?

FAQ Arrow

A US phone number and a US bank account - that's it. You'll be ready to go in under 30 seconds.

What’s the “trick”?

FAQ Arrow

No tricks here - just pure savings!

Earn a $10 sign up bonus

Get free $10 credit to try out the future of payments

Sign up now