Link your bank, Pay with Magic, Earn Rewards.
Earn upto 20% store credit at your favorite stores when you pay by bank with Magic.
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experience the magic
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Choose Magic at Checkout
Get $10 off your first order when you pay with Magic at participating merchants.

Link your Bank
We use Plaid, just like Venmo or Cashapp. It’s free, seamless, and secure.

Start earning rewards
Get upto 20% store credit every time you spend at your favorite merchants.

Use your credit or share the magic!
Your credit is automatically loaded and free to use next time you pay with Magic. Redeem it at your favorite store or gift it to a friend.




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You deserve the credit, not the middlemen
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The cost of a swipe
When you swipe your card at your local coffee shop every morning, middlemen like the card companies and banks take 2-3% of the transaction (and every other card payment). That’s the real cost of “free.”
Magic removes all the middlemen and passes on the savings to consumers. We’re building a more equitable future of payments where we’re on the same team as the merchants and you.
magically avoid debt and fees
Security is our priority
Secure linking, just like Venmo and Cash App. Fully Encrypted. Fraud protection, guaranteed.
Check out with one click
Say goodbye to lengthy checkout forms with our one-click option.
Stay out of debt
Secure your financial future by staying out of debt. You can count on never having to pay any fees.
Incredible rewards
Enjoy the perks of our free rewards program. Earn 5-20% every time.
Revealing the Magic
What is Magic?
Magic is a checkout platform that helps you save money while shopping at your favorite brands. We cut out credit card fees and give that savings back to you as store credit.
How do I use Magic?
It's simple! Just select Magic at checkout. All you need is your phone number to create an account, and we'll securely connect your bank account using Plaid. You can start shopping and earning rewards in just 3 clicks.
How do I earn and redeem my rewards?
Your credits appear in your account instantly after each purchase. Next time you shop, just select Magic at checkout and we'll automatically apply your available credits.
How do I sign up?
A US phone number and a US bank account - that's it. You'll be ready to go in under 30 seconds.
What’s the “trick”?
No tricks here - just pure savings!
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